Introduction to SmartMove Tenant Screening
SmartMove is a popular tenant screening service used by landlords to evaluate potential renters. The platform provides a comprehensive report on an individual's credit and criminal history, helping landlords make informed decisions about who to rent to.
The SmartMove report includes a detailed credit history, criminal background check, and eviction history, giving landlords a complete picture of a tenant's financial and personal responsibility.
How Far Back Does SmartMove Check Credit History
SmartMove checks credit history for the past 7-10 years, providing landlords with a detailed report on an individual's payment history, credit utilization, and any past bankruptcies or foreclosures.
This information helps landlords assess a tenant's creditworthiness and determine their likelihood of paying rent on time.
Criminal Background Checks with SmartMove
SmartMove's criminal background check searches for felony and misdemeanor convictions, as well as pending charges, for the past 7-10 years. This information helps landlords evaluate a tenant's potential risk to their property and other tenants.
The report also includes any sex offender registry information, providing landlords with a comprehensive understanding of a tenant's criminal history.
Eviction History and SmartMove
SmartMove's eviction history report searches for any past evictions, providing landlords with insight into a tenant's rental history. This information helps landlords determine if a tenant has a history of non-payment or property damage.
The report also includes any outstanding eviction judgments, giving landlords a complete picture of a tenant's rental history.
Understanding SmartMove Reports and Tenant Rights
It's essential for tenants to understand their rights when it comes to SmartMove reports. The Fair Credit Reporting Act (FCRA) regulates the use of credit reports, including those used for tenant screening.
Tenants have the right to dispute any inaccuracies on their SmartMove report and should be aware of their rights and responsibilities when applying for rental properties.
Frequently Asked Questions
What is SmartMove and how does it work?
SmartMove is a tenant screening service that provides landlords with a comprehensive report on a tenant's credit and criminal history.
How far back does SmartMove check credit history?
SmartMove checks credit history for the past 7-10 years, providing landlords with a detailed report on an individual's payment history and credit utilization.
Does SmartMove include eviction history in its reports?
Yes, SmartMove's reports include eviction history, providing landlords with insight into a tenant's rental history and any past evictions.
Can I dispute errors on my SmartMove report?
Yes, tenants have the right to dispute any inaccuracies on their SmartMove report under the Fair Credit Reporting Act (FCRA).
How long does it take to get a SmartMove report?
SmartMove reports are typically available within 24-48 hours, providing landlords with quick and easy access to tenant screening information.
Is SmartMove compliant with the Fair Credit Reporting Act (FCRA)?
Yes, SmartMove is compliant with the FCRA, ensuring that tenant screening reports are handled in accordance with federal regulations.